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Customized Insurance Solutions

At Stavis Wealth, we blend expertise in life insurance and estate planning with personalized service to customize an estate plan that safeguards your legacy.

Insurance as an Estate Tax Payment Solution 

In many cases, a properly structured life insurance plan utilizing an Irrevocable Life Insurance Trust is the most cost and tax-effective vehicle to pay estate taxes. 

In an ever-changing legislative landscape, the impact of Congressional legislation on tax planning is unpredictable.  A properly funded and executed insurance trust acts as a strategic hedge, providing financial flexibility to offset unforeseen tax adjustments. This helps ensure your estate plan remains adaptable, protecting your family's financial future.

Paying Estate Taxes with life insurance in an Irrevocable Life Insurance Trust

The following illustration compares the cost and impact on a 65-year-old male and 63-year-old female.


Insurance Placement

In a market where life insurance decisions aren't unilateral, we navigate pricing variations among carriers to secure the best products for your unique needs. We operate as fiduciaries, not just placing insurance but committing to full policy servicing throughout its duration.

Trust Policy Management

Our services assist with the seamless administration of Irrevocable Trusts. We handle vital elements, from beneficiary notices to trustee appointments, with precision and care. Navigating compliance and optimizing administration, the integrity of the trust is upheld.

Subaccount Performance Updates

Subaccount monitoring and annual performance reports regarding the performance of your subaccounts, provide our clients with timely and transparent updates. Our reports empower clients to make informed decisions, optimizing their trust's financial strategy. 

Life Insurance Servicing

We provide comprehensive life insurance servicing that goes well beyond the basics. Our updates include carrier ratings, advice on funding levels, and exploration of redeployment opportunities like long-term care or life settlements. We provide on going evaluation to align your life insurance portfolio with evolving estate needs.

To learn more, feel free to reach out to our team via our Contact Page.